| — Plan Health Benefits — |
| ** Base Plan ** |
| Premium |
| • Health plan premium: $0 |
| • Drug plan premium: $0 |
| • You must continue to pay your Part B premium. |
| • Part B premium reduction: No |
| Deductible |
| • Health plan deductible: $0 |
| • Other health plan deductibles: In-network: No |
| • Drug plan deductible: No annual deductible |
| Maximum out-of-pocket enrollee responsibility (does not include prescription drugs) |
| • $11 |
| Optional supplemental benefits |
| • No |
| Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions? |
| • In-network: No |
| Doctor visits |
| • Primary In-network: $10 copay per visit |
| • Primary Out-of-network: 50% coinsurance per visit |
| • Specialist In-network: $35 copay per visit |
| • Specialist Out-of-network: 50% coinsurance per visit |
| Diagnostic procedures/lab services/imaging |
| • Diagnostic tests and procedures In-network: $10-100 copay (authorization required) |
| • Diagnostic tests and procedures Out-of-network: 50% coinsurance (authorization required) |
| • Lab services In-network: $0-40 copay or 20% coinsurance (authorization required) |
| • Lab services Out-of-network: 50% coinsurance (authorization required) |
| • Diagnostic radiology services (e.g., MRI) In-network: $225 copay (authorization required) |
| • Diagnostic radiology services (e.g., MRI) Out-of-network: 50% coinsurance (authorization required) |
| • Outpatient x-rays In-network: $10-50 copay (authorization required) |
| • Outpatient x-rays Out-of-network: 50% coinsurance (authorization required) |
| Emergency care/Urgent care |
| • Emergency: $90 copay per visit (always covered) |
| • Urgent care: $65 copay per visit (always covered) |
| Inpatient hospital coverage |
• In-network: $300 per day for days 1 through 5 $0 per day for days 6 through 90 $0 per day for days 91 and beyond (authorization required) |
| • Out-of-network: 50% per stay (authorization required) |
| Outpatient hospital coverage |
| • In-network: $300 copay per visit (authorization required) |
| • Out-of-network: 50% coinsurance per visit (authorization required) |
| Skilled Nursing Facility |
• In-network: $0 per day for days 1 through 20 $188 per day for days 21 through 100 (authorization required) |
| • Out-of-network: 50% per stay (authorization required) |
| Preventive care |
| • In-network: $0 copay |
| • Out-of-network: 50% coinsurance |
| Ground ambulance |
| • In-network: $250 copay |
| • Out-of-network: $250 copay |
| Rehabilitation services |
| • Occupational therapy visit In-network: $35 copay (authorization required) |
| • Occupational therapy visit Out-of-network: 50% coinsurance (authorization required) |
| • Physical therapy and speech and language therapy visit In-network: $35 copay (authorization required) |
| • Physical therapy and speech and language therapy visit Out-of-network: 50% coinsurance (authorization required) |
| Mental health services |
• Inpatient hospital - psychiatric In-network: $300 per day for days 1 through 5 $0 per day for days 6 through 90 (authorization required) |
| • Inpatient hospital - psychiatric Out-of-network: 50% per stay (authorization required) |
| • Outpatient group therapy visit with a psychiatrist In-network: $20 copay (authorization required) |
| • Outpatient group therapy visit with a psychiatrist Out-of-network: 50% coinsurance (authorization required) |
| • Outpatient individual therapy visit with a psychiatrist In-network: $30 copay (authorization required) |
| • Outpatient individual therapy visit with a psychiatrist Out-of-network: 50% coinsurance (authorization required) |
| • Outpatient group therapy visit In-network: $20 copay (authorization required) |
| • Outpatient group therapy visit Out-of-network: 50% coinsurance (authorization required) |
| • Outpatient individual therapy visit In-network: $30 copay (authorization required) |
| • Outpatient individual therapy visit Out-of-network: 50% coinsurance (authorization required) |
| Opioid treatment program services |
| • In-network: $20.00-$30.00 copay (authorization required) |
| • Out-of-network: 50% coinsurance (authorization required) |
| Medical equipment/supplies |
| • Durable medical equipment (e.g., wheelchairs, oxygen) In-network: 20% coinsurance per item (authorization required) |
| • Durable medical equipment (e.g., wheelchairs, oxygen) Out-of-network: 50% coinsurance per item (authorization required) |
| • Prosthetics (e.g., braces, artificial limbs) In-network: 20% coinsurance per item (authorization required) |
| • Prosthetics (e.g., braces, artificial limbs) Out-of-network: 50% coinsurance per item (authorization required) |
| • Diabetes supplies In-network: $0 copay (authorization required) |
| • Diabetes supplies Out-of-network: 50% coinsurance per item (authorization required) |
| Dialysis |
| • 20% coinsurance |
| Hearing |
| • Hearing exam In-network: $10 copay |
| • Hearing exam Out-of-network: $10 copay |
| • Fitting/evaluation In-network: $0 copay |
| • Fitting/evaluation Out-of-network: $0 copay |
| • Hearing aids In-network: $599-899 copay (limits apply) |
| • Hearing aids Out-of-network: $599-899 copay (limits apply) |
| Preventive dental |
| • Oral exam In-network: $0 copay (limits apply) |
| • Oral exam Out-of-network: 50% coinsurance (limits apply) |
| • Cleaning In-network: $0 copay (limits apply) |
| • Cleaning Out-of-network: 50% coinsurance (limits apply) |
| • Fluoride treatment: Not covered |
| • Dental x-ray(s) In-network: $0 copay (limits apply) |
| • Dental x-ray(s) Out-of-network: 50% coinsurance (limits apply) |
| Comprehensive dental |
| • Non-routine services In-network: $0 copay (limits apply) |
| • Non-routine services Out-of-network: 50% coinsurance (limits apply) |
| • Diagnostic services In-network: $0 copay (limits apply) |
| • Diagnostic services Out-of-network: 50% coinsurance (limits apply) |
| • Restorative services In-network: $0 copay (limits apply) |
| • Restorative services Out-of-network: 50% coinsurance (limits apply) |
| • Endodontics In-network: $0 copay (limits apply) |
| • Endodontics Out-of-network: 50% coinsurance (limits apply) |
| • Periodontics In-network: $0 copay (limits apply) |
| • Periodontics Out-of-network: 50% coinsurance (limits apply) |
| • Extractions In-network: $0 copay (limits apply) |
| • Extractions Out-of-network: 50% coinsurance (limits apply) |
| • Prosthodontics, other oral/maxillofacial surgery, other services In-network: $0 copay (limits apply) |
| • Prosthodontics, other oral/maxillofacial surgery, other services Out-of-network: 50% coinsurance (limits apply) |
| Vision |
| • Routine eye exam In-network: $35 copay (limits apply) |
| • Routine eye exam Out-of-network: $35 copay (limits apply) |
| • Other: Not covered |
| • Contact lenses In-network: $0 copay (limits apply) |
| • Contact lenses Out-of-network: $0 copay (limits apply) |
| • Eyeglasses (frames and lenses) In-network: $0 copay (limits apply) |
| • Eyeglasses (frames and lenses) Out-of-network: $0 copay (limits apply) |
| • Eyeglass frames: Not covered |
| • Eyeglass lenses: Not covered |
| • Upgrades: Not covered |
| Medically-approved non-opioid pain management services |
| • Chiropractic services: Not covered |
| • Acupuncture: Not covered |
| • Therapeutic Massage: Not covered |
| • Alternative Therapies: Not covered |
| More benefits |
| • Over-the-counter drug benefits: Not covered |
| • Meals for short duration: Some coverage |
| • Annual physical exams: Some coverage |
| • Telehealth: Some coverage |
| • WorldWide emergency transportation: Some coverage |
| • WorldWide emergency coverage: Some coverage |
| • WorldWide emergency urgent care: Some coverage |
| • Fitness Benefit: Some coverage |
| • In-Home Support Services: Not covered |
| • Bathroom Safety Devices: Not covered |
| • Health Education: Some coverage |
| • In-Home Safety Assessment: Not covered |
| • Personal Emergency Response System (PERS): Not covered |
| • Medical Nutrition Therapy (MNT): Not covered |
| • Post discharge In-Home Medication Reconciliation: Not covered |
| • Re-admission Prevention: Not covered |
| • Wigs for Hair Loss Related to Chemotherapy: Not covered |
| • Weight Management Programs: Not covered |
| • Adult Day Health Services: Not covered |
| • Nutritional/Dietary Benefit: Some coverage |
| • Home-Based Palliative Care: Not covered |
| • Support for Caregivers of Enrollees: Not covered |
| • Additional Sessions of Smoking and Tobacco Cessation Counseling: Not covered |
| • Enhanced Disease Management: Some coverage |
| • Telemonitoring Services: Some coverage |
| • Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline): Some coverage |
| • Counseling Services: Not covered |
| Wellness programs (e.g., fitness, nursing hotline) |
| • Covered |
| Transportation |
| • Not covered |
| Foot care (podiatry services) |
| • Foot exams and treatment In-network: $35 copay |
| • Foot exams and treatment Out-of-network: 50% coinsurance |
| • Routine foot care: Not covered |
| Medicare Part B drugs |
| • Chemotherapy In-network: 20% coinsurance (authorization required) |
| • Chemotherapy Out-of-network: 50% coinsurance (authorization required) |
| • Other Part B drugs In-network: 20% coinsurance (authorization required) |
| • Other Part B drugs Out-of-network: 50% coinsurance (authorization required) |
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